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Resultados para la búsqueda "risk" : 6 resultados
Digitization in the banking sector
Arturo Callau Berenguer

Digitization (action by which analogue processes, procedures, and objects are converted to digital format) can lead to the internal transformation of companies’ business models, strategies, processes, and procedures, which we generally call digital transformation.

 

This digital transformation, or the ability to carry it out, could be seen as a competitive advantage. If we take the banking sector as an example and, within it, we differentiate purely digital players and compare them to traditional players, we could conclude that the competitive advantage is not just about digitization and digital transformation of the former, but a much broader positioning that encompasses the company’s attitude towards innovation – called innovation orientation –, of which one of its results would be, for example, digitization and subsequent digital transformation.

 

This article aims to identify the key characteristics of purely digital players when compared to their traditional competitors in relation to innovation orientation and what differential characteristics have helped them achieve that level of digitization and digital transformation – understood as a result of such innovation orientation – successfully.

Financial function: identification of future scenarios in a setting of permanent adaptation
Àngels Fitó Bertran, Jorge Mario Uribe Gil Uribe Gil, Joan Llobet Dalmases

Due to the twenty-fifth anniversary of the Universitat Oberta de Catalunya and its Economic and Business Studies, three professors in the field of Finance from the institute perform an analysis of the evolution of the financial function and a projection of future scenarios in order to identify challenges and opportunities. Joan Llobet introduces the topic based on an academic vision that has adapted to the substantial changes that have occurred and which takes on the challenge of facing the changes still to come. On the other hand is the article by Jorge M. Uribe, a compilation of the most important events of the past 25 years in order to understand how the financial field is currently structured. Through his experience, we will see how concrete aspects evolve (valuation of assets, quantitative risk management, etc.) in order to profile what they are like today. Finally, Àngels Fitó describes the current context of the financial field, establishing its conditioning factors and future direction.

Are organizations healthy? Three ways to answer this question
Helena Thomas Currás

Occupational health is an important issue in people's lives. Having healthy companies that contribute to maintaining and improving the health of their workers and their environment also has direct effects on the performance, productivity and benefits of organizations. The effects on workers of the implementation of different healthy company programmes are analysed. Three different and complementary models are presented so that professionals responsible for people in organizations can choose which model best suits their needs. The models of healthy companies are proposed by the ENWHP, created with the support of the European Union, by AENOR, through which a Healthy Company certificate can be obtained, and by the WONT team at the Universitat Jaume I, which has a clear psychosocial focus. Fulfilling the specifications of any of these models will allow an affirmative answer to the question posed.

Keeping health while teleworking
Ines Dalmau Pons, Ramon Ferrer Puig

Telework involves a different approach to working. This can lead to certain health problems (technostress, technofatigue, technoaddiction, etc.) and may prevent others (musculoskeletal injuries due to cargo handling, etc.). The psychosocial risk factors that may affect their role are modified. Aspects like the almost constant use of technology or the changing personal relationships can have a positive or a negative impact. Therefore, the definition of telework must take into account strategies to prevent these potential risks, ensure optimal time management, have adequate emotional management and communication skills and a proper job.

Impact of the economic crisis on working conditions and occupational health
Jaume de Montserrat i Nonó, Emilia Molinero Ruiz, Julià Nájera Chico, Andrés Ros Pueyo, Jiri Tvrdy Moix

The objective of this article is to analyze the effects that the economic crisis Catalonia suffers since year 2008 has had on employment and working conditions, with special emphasis on issues related to safety and health at work. The impact of the crisis, besides the effect it has had on people who have lost their jobs, is already perceivable in a worsening of working conditions in areas such as working hours or exposure to ergonomic and psychosocial risks.

Although this deterioration has not yet translated into a significant increase in the register of accidents and work-related illnesses, this cannot lead us to the mistake of thinking that the crisis has not caused damage in the field of prevention. On the one hand, it is necessary to take caution about data from public registers of occupational accidents, which currently do not allow us to detect work-related illnesses and, on the other hand, it is necessary to take into account that the deterioration in the working conditions does not immediately translate into occupational accidents or diseases. For this reason, it is necessary, now that it seems the economic situation starts to improve, to regain lost ground in terms of risk prevention.

The difficult reconciliation of the corporate responsibility to assess the risks with telework
Mar Sabadell i Bosch, Guillermo García González-Castro

The occupational health paradigm implemented with the Law on Prevention of Occupational Risks in 1995 is promoting new models of preventive management, still incipient, in favor of the so-called healthy organizations. As a result of this change, there has been a move from the traditional concept of safety and health, essentially linked with occupational accidents and diseases, towards a more far-reaching concept, safety and health, including workers' health in its whole extent, whether physical, psychological and social.

After twenty years of the enforcement of the rule, there are many achievements and progress has been made in prevention, but many challenges will arise in the coming years. Among others, those related to the breakdown of space and time barriers in the labor activity as a result of the incorporation of ICT. In this regard, the article deals with the problem that arises in the enforcement of occupational health and safety in telework.

The present analysis focuses on the problem from the very basis of the practical application of the requirement of occupational safety and health in telework, the occupational risk assessment, which is the foundation on which all our regulatory structure on prevention of occupational hazards is built and connected.

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