The foundations of traditional financial business are being shaken by the emergence of new actors who are introducing new business models based on the opportunities offered by recent technological advances. Fintechs are technology-based companies that offer financial services digitally through technological solutions and which focus on the needs and preferences of the consumer. Faced with the threat posed by this disruption in the financial market, banks and fintechs are developing collaboration strategies that take advantage of the innovative potential of fintechs in order to bring it to the general public through traditional banking structures and portfolios. This integration process is not free from obstacles and challenges, one of the main ones being the change in the business culture of traditional financial institutions.

This article is a synthesis of my final degree project in Administration and Management, specifically in the area of Accounting and Financial Management, where I have analyzed a company in the leather tanning industry with the aim of determining the key factors towards meeting its target. For this purpose, I have done a quantitative (economic and financial) and qualitative analysis of the company, the industry it operates in and the macroeconomic variables of its environment.

The company studied in my FDP is Adobinve, S.L. It is a tanning company with a national and EU-wide scope, specializing in beamhouse operations with sheep and goat leather for the clothing industry.

For this article, I have deemed more appropriate to take the methodology used in the comprehensive study of the company in order to single out the key factors to meet its "Being Europe’s skin beamhouse" target. I am sure this can be helpful for future FDPs within Accounting and Financial Management.