Resultados para la búsqueda "ethics" : 5 resultados
Climate emergency, a new energy model and the collaborative economy: towards citizen energy communities?
Gemma Domènech Costafreda

Becoming the first continent to be climatically neutral is currently both Europe’s main challenge and greatest opportunity. A new energy model, based on energy that is renewable, distributed and efficient, is crucial in order to accelerate the solution to the climate emergency. In this sense, on 25 February 2015, the European Commission set out a vision of an Energy Union with citizens at its core, where citizens take ownership of the energy transition, benefit from new technologies to reduce their bills and participate actively in the market. In June 2019, the European Union turned this public policy objective into an applicable regulation while the new EU directive on the electricity market set a new actor on the energy market: the citizen energy community. In this article, we analyse the meaning and significance of this key player in transforming the economy into a climate-neutral economy.

Banking ethics and ethical banking. Two different and possible realities
Joan Ramon Sanchis-Palacio

The financial sector, and banking in particular, is especially sensitive to the application of business ethics. On the one hand, because its role as a strategic sector of the economy is a key and determining factor and, on the other, because during recent years, and especially since the financial crisis of 2008, it has been the protagonist of numerous scandals and bad practices. The adoption of ethical behavior is fundamental in the operation of banks, since these organizations manage a very sensitive asset that is owned by their customers — money. Sota much sota, that not only speaks of banking ethics, but even the existence of ethical banks; two aspects that are different. The purpose of this paper is to analyze the characteristics that define ethical banking and what aspects differentiate it from banking ethics.

Towards a responsible collaborative economy
Albert Cañigueral Bagó

The sharing economy has burst forcefully onto the scene in a wide range productive sectors (transport, tourism, finance, etc.). This collaborative approach is proving itself to be efficient in terms of business management, while also offering opportunities for citizens to exchange values (providing them with greater autonomy) and in many cases reducing their ecological footprint. Despite these virtues being hard to dispute, a critical and constructive inspection must be carried out to see whether sharing economy companies are also helping to change society's values, or if they are simply making capitalism more efficient. In the analysis for this article, a) we differentiate between the wide variety of actors in the sharing economy according to their purpose; and b) we present three avenues of exploration in which interest has been growing over the past year (the Sharing Business Model Compass, platform cooperativism, and Commons Collaborative Economies). Now is a critical moment if we are to guide the evolution of the sharing economy towards reaching its full potential. This is a complex matter that should not and indeed cannot be simplified.

The revolution of ethical and solidarity finance
Joan Ramon Sanchis

Financial exclusion, while producing greater social exclusion and poverty, is contributing to the emergence of new types of organization in finance, banking and non-banking. Based on ethics and solidarity, such organizations favour the inclusion of the most marginalized groups. Ethical banking and community banking (including credit unions) offer an alternative to conventional banking and are increasingly being accepted. Moreover, civil society itself is leading a movement through which new non-banking ethical and solidarity finance initiatives are also emerging. Examples include financial services cooperatives, integrated cooperatives, collaborative finance, self-financed communities, time banks, social currencies and community development banks, among others. This paper analyses the main aspects arising globally from these processes of change, and highlights potential risks where these initiatives are used by large financial and non-financial corporations through new finance technologies (FinTech). Ethical and solidarity finance have become an appropriate instrument for inclusion, but certain risks remain that must be taken into account.

The roadmap for creating energy baronies
Aurèlia Mañé Estrada

The Roadmap for Moving to a low-carbon economy in 2050 states that the objective of the European Union policy for Energy and Climate is to reduce its CO2 emissions to 80 % below 1990 levels. First, the article explains that decarbonisation within this framework does not only mean a transition towards renewable energy, but also changes in the use of ‘clean’ fossil fuels, in type and location. Secondly, it shows that the investment, infrastructures and treaties proposed to carry out this transformation will lead to the creation of bigger monopolies, and to the regionalization of the European energy space. Finally, we conclude by saying that if measures to offset the power of the monopolies are not applied, the outcome of these reforms will be the creation of energy baronies.

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